Created by Fuzzy Cloud

Insurance Regulatory and Development Authority Act, 1999

9 judgments · newest first · showing 1–9

NATIONAL INSURANCE CO. LTD.versusSMT. THUNGALA DHANA LAXMI & ORS.

2026 INSC 793

The appeal arose from a motor accident in which the deceased, Mr. T. Ramu, was killed when his car was rear‑ended by a lorry; his legal representatives claimed compensation from National Insurance Co. Ltd., the insurer of the vehicle. The High Court had held that the policy was a comprehensive one …

VIJAYA KUMARI S & ANOTHERversusUNION OF INDIA

2025 INSC 1209Case Allowed

The petitioners, three intending couples, had completed the embryo‑freezing stage of surrogacy in 2020‑2021, before the Surrogacy (Regulation) Act, 2021 came into force on 25 January 2022. After the Act’s commencement, the statutory age limits (female ≤50, male ≤55) barred them from obtaining the …

JACOB PUNNEN & ANR.versusUNITED INDIA INSURANCE CO. LTD.

2021 INSC 853Appeal(s) allowed

The appellants held an annual medical insurance policy with United India Insurance that was renewed each year. For the 2008‑09 renewal the insurer introduced a cap on coverage for certain procedures, notably angioplasty, without informing the policyholders, who believed they were merely renewing the …

LIC OF INDIAversusINSURE POLICY PLUS SERVICES PVT. LTD. & ORS.

2015 INSC 946Dismissed

The petitioners, a company dealing in the purchase and resale of life‑insurance policies, challenged LIC's circulars of 2003 and 2005 that refused to register assignments of policies to firms engaged in trading such policies. They argued that Section 38 of the Insurance Act, 1938 makes policies …

VADODARA MUNICIPAL CORPORATIONversusPURSHOTTAM V. MURJANI AND ORS.

2014 INSC 616Dismissed

A boat operated by Ripple Aqua Sports under a licence from Vadodara Municipal Corporation was overloaded with 38 passengers (capacity 22) and capsized, killing 22. The victims filed a consumer complaint alleging deficiency in service. The State Consumer Commission and the National Consumer Disputes …

THE NEW INDIA ASSURANCE CO. LTD.versusM/S. PROTECTION MANUFACTURERS PVT. LTD.

2010 INSC 389Dismissed

The insured's factory suffered a fire and the insurer, New India Assurance Co., appointed a surveyor, joint surveyors, and later an investigator who alleged arson, before seeking the opinion of former Chief Justice Y.V. Chandrachud who concluded the fire was accidental. The National Consumer …

UNITED INDIA INSURANCE COMPANY LTD.versusMANUBHAI DHARMASINHABHAI GAJERA & ORS.

2008 INSC 730Dismissed

The petitioners held mediclaim policies with United India Insurance Co. Ltd., a subsidiary of the General Insurance Corporation of India, and paid premiums annually. After several claims, the insurer refused to renew the policies, citing high claim ratios and pre‑existing diseases. The Gujarat High …

NATIONAL INSURANCE CO. LTD.versusGENERAL INSURANCE DEV. OFFICERS ASSON. & ORS.

2008 INSC 452Disposed off

The Supreme Court examined the legality of the General Insurance (Rationalisation of Pay Scales and Other Conditions of Service of Development Staff) Amendment Scheme, 2003, which altered cost‑ratio calculations, incentive structures, transfer policies and career prospects for Development Officers. …