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Patna High Court

Sachchidanand SinghversusThe State of Bihar

Decided
Disposal
BAIL GRANTED

Holding

Bail was granted because the matter is essentially a civil loan recovery dispute pending before the DRT, and the court exercised its inherent powers under Section 482(2) of the CrPC.

Summary

Sachchidanand Singh was arrested in connection with a 2019 complaint alleging cheating under Section 420 IPC for allegedly impersonating a co‑owner to mortgage land and obtain a Rs 5 lakh loan from Madhya Gramin Bank. The petitioner contended that the loan was secured only against his share of the land, that the co‑owner was aware of the mortgage, and that the recovery of the loan is already pending before the Debt Recovery Tribunal (DRT). The State and the co‑owner opposed bail, arguing the petitioner was the sole drawee of the loan. The bank submitted that the DRT had ordered recovery of Rs 12,20,440 with interest. The court observed that the dispute primarily concerned civil recovery of a loan, a matter already before the DRT, and therefore exercised its inherent powers to grant bail. Accordingly, the petitioner was released on bail of Rs 10,000 with two sureties, subject to conditions under Section 482(2) of the CrPC.

Issues considered

  • Whether the petitioner is entitled to bail in a case involving alleged cheating under Section 420 IPC when the underlying dispute is civil in nature and pending before the DRT.

Legislation cited

Subjects

  • bail
  • Section 420 IPC
  • loan recovery
  • civil dispute
  • Debt Recovery Tribunal
  • inherent powers
  • CrPC Section 482

Judgment

                       IN THE HIGH COURT OF JUDICATURE AT PATNA
                                CRIMINAL MISCELLANEOUS No.3316 of 2025
                  Arising Out of PS. Case No.-361 Year-2019 Thana- COMPLAINT CASE - BIKRAMGANJ
                                                      District- Rohtas
                  ======================================================
                  Sachchidanand Singh, Son of Late Shivmukh Singh R/o Village -Gopalpur,
                  PS -Dinara , Dist -Rohtas.                           ... ... Petitioner/s
                                                  Versus
            1.     The State of Bihar.
            2.    Vivekanand Singh son of Late Shivmukh Singh R/o Village -Gopalpur, PS
                  -Dinara , Dist -Rohtas.
            3.    Madhya Gramin Bank Basdihan, District- Rohtas.
                                                         ... ... Opposite Party/s
                  ======================================================
                  Appearance :
                  For the Petitioner/s     :      Mr.Rajani Kant Singh, Advocate
                  For the Opposite Party/s :      Mr.Abhay Kumar, APP
                  For the opposite party no. 2:   Mr. Ramchandra Singh, Advocate
                                                  Mr. Shankar Kumar, Advocate
                                                  Mr. Radh Krishna, Advocate
                  For the Respondent/Bank:        Mr. Ajit Kumar Sinha, Advocate
                                                  Ms. Dilkash Khan, Advocate
                                                  Ms. Zeba Akhtar, Advocate
                  ======================================================
                  CORAM: HONOURABLE MR. JUSTICE CHANDRA SHEKHAR JHA
                                        ORAL ORDER

13   28-01-2026                  Heard learned counsel appearing on behalf of the

                    petitioner and learned Additional Public Prosecutor appearing on

                    behalf of the State.

                                 2. The accused/petitioner apprehending his arrest in

                    connection with Complaint Case No. 361 of 2019 registered for

                    the offences punishable under Section 420 of the Indian Penal

                    Code.

                                 3. As per FIR, petitioner alleged to cheat complainant as

                    he by way of impersonating him mortgaged the property of his

                    share and obtained the bank loan of Rs. 5 lacs.
Patna High Court CR. MISC. No.3316 of 2025(13) dt.28-01-2026
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                        4. It is submitted by learned counsel appearing on

          behalf of the petitioner that petitioner obtained loan only against

          his share of land and this fact was in knowledge of the

          complainant. It is further submitted that for recovery of the loan, a

          proceeding is pending before the DRT. It is submitted that

          whatever liability will finalized by DRT shall be paid by this

          petitioner absolving the liability of opposite party no. 2.

                        5. In view of all such background, it is pointed out by

          the learned counsel appearing for the petitioner that disputes

          appears primarily civil in nature.

                        6. Learned APP opposed the prayer of bail.

                        7.Learned counsel appearing for complainant/opposite

          party no. 2, while opposing the prayer of bail submitted that the

          complainant was not aware about the mortgage, as submitted

          aforesaid. It is submitted that entire loan was drawn by the

          petitioner.

                        8. It is submitted by learned counsel appearing for

          Madhya Gramin Bank/opposite party no. 3 that certificate case is

          pending before the DRT, which ordered that amount of Rs.

          12,20,440/- as on 30.09.2015 alongwith pendentelite and future

          interest @ 10% p.a. simple from 01.10.2015 till realization of the

          entire sum due and recoverable with costs. In support of his
              Patna High Court CR. MISC. No.3316 of 2025(13) dt.28-01-2026
                                                          3/3




                        submission, learned counsel supplied the related documents across

                        the board, which was taken on record.

                                     9. In view of aforesaid factual submissions and by

                        taking note of fact as the disputes primarily appears related with

                        recovery of loan, which is of civil in nature, for which a separate

                        proceeding is pending before DRT, Patna, as submitted aforesaid

                        by opposite party no. 3, accordingly, above named petitioner, in

                        the event of his arrest or surrender before the learned trial Court,

                        within a period of four weeks of the order, is directed to be

                        released on bail furnishing bail bond of Rs. 10,000/- (Rupees Ten

                        Thousand) with two sureties of the like amount each to the

                        satisfaction of the learned Additional Sessions Judge-12, Rohtas at

                        Sasaram/concerned Court, where the case is pending in

                        connection with Complaint Case No. 361 of 2019 subject to the

                        conditions as laid down under Section 482(2) of the BNSS.



                                              (Chandra Shekhar Jha, J)
veena/-

U         T


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