Patna High Court
Raj Kishore SinghversusThe State Bank of India
- Decided
- Disposal
- DISPOSED
- Bench
- A ABHISHEK REDDY
Holding
The court directed the petitioner to make a repayment representation to the bank, and the bank to consider it sympathetically within eight weeks, thereby disposing of the writ petition.
Summary
The petitioners, Raj Kishore Singh and his sons, sought relief from the Patna High Court to facilitate repayment of an outstanding mortgage loan taken from State Bank of India. They expressed willingness to pay the entire loan amount and requested the court to intervene. The court directed the petitioners to submit a formal representation to the bank outlining their proposed mode of repayment, taking into account the petitioner's advanced age. The bank was instructed to consider the representation sympathetically and to act within eight weeks of receipt. Accordingly, the writ petition was disposed of without further orders.
Issues considered
- Whether the court should direct the petitioner to approach the bank for repayment and compel the bank to consider the petitioner's representation sympathetically?
Subjects
- mortgage
- loan repayment
- writ petition
- bank
- representation
- old age
- Patna High Court
Judgment
IN THE HIGH COURT OF JUDICATURE AT PATNA
Civil Writ Jurisdiction Case No.11067 of 2024
======================================================
1. Raj Kishore Singh S/o Late Ram Sidh Singh resident of Village- Janta Road
Yarpur, P.S.- Gardanibagh, District - Patna.
2.1. Ashutosh Raj Son of Late Ajay Kumar Singh Resident of Village- Janta
Road Yarpur, P.S. - Gardanibagh, District - Patna.
2.2. Abhinav Raj Son of Late Ajay Kumar Singh, Resident of Village- Janta
Road Yarpur, P.S. - Gardanibagh, District - Patna.
... ... Petitioner/s
Versus
1. The State Bank of India through its Zonal Manager, Zonal Office, Patna,
Judges Court Road, Patna.
2. The GM-South Bihar, General Manager (NW-South Bihar), State Bank of
India, Local Head Office, 4th Floor, West Gandhi Maidan, Patna.
3. The Regional Manager/Chief Manager, (Region-1), State Bank of India,
Administrative Office, J.C. Road, Patna - 04.
4. Branch Manager/Authorized Officer, State Bank of India, Chatterji Lane
Gardanibagh, Road no. 6D, Patna.
... ... Respondent/s
======================================================
Appearance :
For the Petitioner/s : Mr. Anil Kumar Choudhary, Adv.
For the Respondent/s : Mr. Binod Bihari Sinha, Adv.
Fro the SBI : Mr. Santosh Kumar Singh, Adv.
Mr. Anubhav Verma, Adv.
======================================================
CORAM: HONOURABLE MR. JUSTICE A. ABHISHEK REDDY
ORAL ORDER
8 12-01-2026 Learned counsel appearing on behalf of the
petitioner on instructions submits that the petitioner is willing to
pay the entire outstanding loan amount in respect of the
mortgage made by the petitioner and his spouse.
2. Having regard to the above made submissions, the
petitioner is directed to approach the respondent Bank by way of
a representation clearly setting out the mode of repayment of the
loan and on such representation being given, the same shall be
Patna High Court CWJC No.11067 of 2024(8) dt.12-01-2026
2/2
considered by the authorities and take necessary steps. The
authorities shall endeavour to pass necessary steps as
expeditiously as possible preferably within a period of eight
weeks from the date of receipt of the representation made by the
petitioner. The authority on the representation made by the
petitioner shall consider the same sympathetically duly taking
into account the old age of the petitioner.
3. With the above directions, the present writ petition
stands disposed of.
(A. Abhishek Reddy , J)
Gauravkr/-
U
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