Patna High Court

Kaushalendra Kumar SinghversusThe Central Bank of India

Decided: 17 March 2026
Disposal: DISPOSED
Bench: A ABHISHEK REDDY

Holding

The court directed the petitioner to file a representation within four weeks and the bank to consider it within eight weeks, thereby disposing of the writ petition.

Summary

Kaushalendra Kumar Singh filed a writ petition before the Patna High Court seeking the processing of an insurance claim for his deceased uncle under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). The petition was filed against the Central Bank of India and LIC of India. The court, without examining the merits, disposed of the petition at the admission stage with the consent of both parties. It directed the petitioner to file a representation to the bank within four weeks, attaching relevant documents, and ordered the bank to consider the representation in accordance with law and to complete the process within eight weeks. The petition was thereafter marked disposed.

Issues considered

Whether the petitioner may be permitted to file a representation to the bank for processing the PMJJBY insurance claim?
Whether the court can direct the bank to consider such representation within a specified time frame?

Subjects

writ petition
insurance claim
PMJJBY
bank
representation
procedural direction
Patna High Court

Judgment

                       IN THE HIGH COURT OF JUDICATURE AT PATNA
                               Civil Writ Jurisdiction Case No.17571 of 2019
                  ======================================================
                  Kaushalendra Kumar Singh, S/o Late Saryug Singh, Resident of Village
                  Chhatwara Khaspatti, P.S. Baligaon, Dist. Vaishali.

                                                                              ... ... Petitioner/s
                                                     Versus

            1.    The Central Bank of India through the General Manager, Mahtma Gandhi
                  Road Mumbai-400023
            2.    The GeneralManager Central Bank of India Mahtma Gandhi Road Mumbai-
                  400023
            3.    The Manager Ruler Development Department Central Bank of India,
                  Regional Office,Muzaffarpur (Bihar)
            4.    The Branch Manager Central Bank of India, Branch Bhadurpur Chiknaute
                  (Bihar)
            5.    LIC of Inida , P and GS Department, Central Office, Mumbai, 5th Floor,
                  West Wing, Yogekshema Jeevan Bima Marg, Nariman Point, Mumbai.
            6.    Sri Divisional Manager, Patna Division Office 1, Fraser Road, Patna.

                                                            ... ... Respondent/s
                  ======================================================
                  Appearance :
                  For the Petitioner/s   :      Mr.Brij Bihari Tiwary, Adv.
                  For the Respondent/Bank:      Mr.Ajay Kumar Sinha, Adv.
                                                Mr. Ajit Kumar Sinha, Adv.
                                                Miss. Dilkash Khan, Adv.
                  For the LIC                   Mr. Rakesh Kumar, Adv.
                                                Mr. Rajni Kant Singh, Adv.


                  ======================================================
                  CORAM: HONOURABLE MR. JUSTICE A. ABHISHEK REDDY
                                        ORAL ORDER

15   17-03-2026                   Without going into the merits or demerits of the case,

                    the present writ petition is disposed of at the stage of admission

                    with the consent of both the counsels.

                                  2. Learned counsel appearing on behalf of the

                    petitioner submits that he may be permitted to ventilate his
Patna High Court CWJC No.17571 of 2019(15) dt.17-03-2026
                                           2/3




         grievance by way of a representation to the respondents-Bank

         duly annexing the copies of the documents that he wants to rely

         on.

                      3. Learned counsels appearing on behalf of the

         respondents-Bank as well as the respondents-LIC submit that

         they have no objection if the direction is given to the

         respondents-Bank to consider the said representation made by

         the petitioner strictly in accordance with law.

                      4. Having regard to the same, the petitioner is granted

         four weeks time to file a suitable representation before the

         respondent-Bank duly enclosing the copies of the documents

         that he wants to rely on. On receipt of the said representation,

         the authority shall duly consider the same in accordance with

         law and take necessary steps for processing the insurance claim

         of the deceased uncle of the petitioner under the P.M.J.J.B.Y.

         scheme.

                      5. The authority shall endeavor to complete the entire

         exercise as expeditiously as possible preferably within a period

         of eight weeks from the date of receipt of a copy of the

         representation.

                      6. Any decision taken by the respondents-Bank shall

         be communicated to the parties.
             Patna High Court CWJC No.17571 of 2019(15) dt.17-03-2026
                                                        3/3




                                   7. With the above directions, the present writ petition

                      stands disposed of.


Bhardwaj/-                                                    (A. Abhishek Reddy , J)

U

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