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Bombay High Court

PRAVIN KULKARNI AND ASSOCIATESversusAXIS BANK LTD THR. ITS AUTHORIZED REPRESENTATIVE

Decided
Disposal
Disposed Off

Holding

The High Court lacks jurisdiction to entertain the writ petition under Article 226 and therefore dismisses it.

Summary

The petitioners, Pravin Kulkarni & Associates, filed a writ petition challenging an order dated 20‑02‑2026 issued by Axis Bank Ltd., which de‑empaneled them from the list of approved valuers. The petition alleged that the bank, being a private entity, does not fall under Article 12 of the Constitution and therefore its order was invalid. The Court examined whether the writ petition could be entertained under Article 226 of the Constitution. It held that the matter did not fall within the jurisdiction of the High Court under Article 226 and that the petitioners must approach the appropriate competent forum for relief. Consequently, the Court declined to consider the merits of the bank's order. The petition was dismissed.

Issues considered

  • Whether the High Court can entertain a writ petition under Article 226 challenging a private bank's de‑empanelment order.
  • Whether the private bank falls within the ambit of Article 12 of the Constitution for judicial review.

Subjects

  • writ petition
  • Article 226
  • jurisdiction
  • private bank
  • de‑empanelment
  • approved valuers
  • constitutional law

Judgment

                                                                               (5)-WP-10172-26.doc

    PANCHAL

                            IN THE HIGH COURT OF JUDICATURE AT BOMBAY
                                    CIVIL APPELLATE JURISDICTION
          Digitally
          signed by

BALAJI
          BALAJI
          GOVINDRAO
GOVINDRAO PANCHAL
                                    WRIT PETITION NO. 10172 OF 2026
PANCHAL   Date:
          2026.09.21
          10:51:23
          +0530


                       Pravin Kulkarni & Associates                    ...Petitioner
                            Versus
                       Axis Bank Ltd.                                  ...Respondent
                                                    ...
                       Mr. Abhishek Samant, for the Petitioner.
                                                    ...

                                    CORAM : MAHESH CHANDRA TRIPATHI, CJ. &
                                            ADVAIT M. SETHNA, J.

                                      DATE : 18th SEPTEMBER, 2026.

                       P.C.:
                       1.        The instant Petition is preferred questioning validity
                       of the impugned communication/order dated 20.02.2026
                       issued by Bank, i.e., Axis Bank Ltd., which is a private Bank
                       and does not fall under Article 12 of the Constitution of India.
                       The primary grievance of the Petitioner being that the
                       Respondent    has   de-empaneled    the    Petitioner     from       the
                       approved valuers.


                       2.        Considering the relief sought for, we are not inclined
                       to entertain the instant Writ Petition under Article 226 of the
                       Constitution of India, leaving open to the Petitioner to press
                       appropriate relief before the Competent Court/forum in
                       accordance with law. We clarify that we have not adverted on
                       merits of the matter.




                                                      1
                                           (5)-WP-10172-26.doc


3.      Writ Petition is Dismissed.




[ADVAIT M. SETHNA, J.]                [CHIEF JUSTICE]




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