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Bombay High Court

MAGMA HDI GENERAL INSURANCE CO LTD THROUGH ITS BRANCH MANAGERversusSMT REKHA CHANDRAKANT SAMLE AND OTEHRS

Disposal
DISPOSED OFF

Holding

The panel held that the settlement is valid and ordered its implementation as per the terms of Exhibit‑X.

Summary

Magma HDI General Insurance Co. Ltd. appealed a stamp matter before the National Lok Adalat of the Bombay High Court, Aurangabad Bench, seeking resolution of a claim by Rekha Chandrakant Samale and other family members. The panel, after verifying the identities of the claimants and confirming that three of them were minors, examined the compromise terms submitted as Exhibit‑X, which included Aadhar extracts and an authority letter from the insurer. The Lok Adalat determined that the proposed settlement was in the best interest of the minors and permissible under the Legal Services Authorities Act. Accordingly, it ordered the insurer to pay Rs.24,00,000 to the claimants as full and final settlement, with any balance and accrued interest to revert to the insurer. The appeal was disposed of on the basis of this settlement, and any pending civil applications were also closed, with a directive to refund court fees as per law.

Issues considered

  • Whether the settlement is in the best interest of the minor claimants
  • Whether the Lok Adalat can dispose of the first appeal under the Legal Services Authorities Act
  • How the settlement amount should be allocated between the claimants and the insurer

Legislation cited

Subjects

  • Lok Adalat
  • Insurance claim
  • Settlement
  • Minor claimants
  • First appeal
  • Legal Services Authorities Act

Judgment

2026:BHC-AUG:12928


                                                                        P-5-FAST-34665-2025.odt




                 BEFORE THE NATIONAL LOK ADALAT HELD AT HIGH COURT OF
                                       BOMBAY
                                BENCH AT AURANGABAD

                 Organized by High Court Legal Services Sub-Committee, Aurangabad
                 under Section 19 of the Legal Services Authorities Act, 1987 (Central Act)
                                                    .…

                             FIRST APPEAL (Stamp) NO.34665 OF 2025

                           MAGMA HDI GENERAL INSURANCE CO. LTD.
                                              VERSUS
                         REKHA CHANDRAKANT SAMALE AND OTHERS
                                                .…
                 Mr. Shantanu A. Deshpande, Advocate for the Appellant
                 Mr. Pramod C. Mayure, Advocate for the Respondents
                                                .…
                          HON’BLE SHRI JUSTICE SHAILESH P. BRAHME
                          (Head of the Panel)

                           Shri KISHOR R. CHOUDHARI,
                           (Retired District Judge)

                           Smt. YOGITA S. THORAT, (Advocate),
                           (Member)


                                                AWARD


                 1.           Not on board. Taken on board.


                 2.           The dispute between the parties having been referred

                 for determination to the Lok Adalat.



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3.          Advocate Mr. Shantanu Deshpande for the appellant /

insurance company, Advocate Mr. Pramod Mayure along with private

parties - respondents / claimants are present before the panel. They

tender on record the terms of compromise, extracts of the Aadhar

cards, certificate and the authority letter of the officer of the

insurance company, which are marked as Exhibit-"X".


4.          With the assistance of the lawyers, we ascertained the

identification of the claimants, present today. As respondent No.2

Yuvraj Chandrakant Samale, No.3 Payal Chandrakant Samale and

No.4   Veer Chandrakant Samale, are minor, a certificate that the

settlement is in their interest, has been tendered.


5.          The First Appeal is disposed of in terms of the settlement,

which is at Exhibit-"X".


6.          As agreed between the parties, Rs.24,00,000/- (Rupees

Twenty Four Lakh) deposited by the appellant / insurance company,

shall be disbursed to the respondents / claimants, towards full and

final settlement. The balance amount with accrued interest shall be

disbursed to the appellant / insurance company.


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7.          Pending civil applications, if any, also stand disposed of.


8.          The office shall process refund of court fees in accordance

with law.




Yogita S. Thorat   Kishor R. Choudhari         Shailesh P. Brahme, J.
  Member           Retired District Judge       Head of the Panel

Date:- 14.03.2026
Place: Aurangabad



SMS




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