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High Court of Gujarat

METABEN MANSUKHBHAI NINAMAversusSHANUBHAI RUNALBHAI AMALIYAR

Disposal
44-PARTLY ALLOWED @ FH

Holding

The Court modified the Tribunal's award, fixing functional disability at 85% and increasing the compensation accordingly.

Summary

The appellants, victims of a motor accident involving a tempo on 1 April 2019, challenged the award of the Motor Accident Claims Tribunal (Aux.) Dahod under Section 173 of the Motor Vehicles Act, 1988. They contended that the Tribunal erred in assessing their disability—assigning 50% physical disability instead of 85% functional disability for the claimant who suffered an above‑knee amputation—and in calculating loss of future income, pain and suffering, loss of amenities, and artificial limb compensation. The High Court examined the medical certificates, income evidence (or lack thereof) and applied Supreme Court precedents on minimum wages and disability assessment. It held that the functional disability should be 85% and recalculated the compensation, increasing loss of future income, pain and suffering, loss of amenities and awarding Rs 1,00,000 for an artificial limb. Consequently, the appeals were partly allowed, the Tribunal's award was modified, and the insurer was directed to pay the additional amounts with interest and costs.

Issues considered

  • The correct percentage of functional disability to be applied for compensation
  • Whether the Tribunal erred in assessing loss of future income in the absence of income proof
  • Whether the amounts awarded for pain, shock, suffering, loss of amenities and artificial limb were inadequate

Legislation cited

Subjects

motor accidentcompensationdisability assessmentfunctional disabilityloss of future incomeartificial limbMotor Vehicles ActMotor Accident Claims Tribunal

Judgment

  C/FA/1087/2025                              JUDGMENT DATED: 27/01/2026




       IN THE HIGH COURT OF GUJARAT AT AHMEDABAD

                   R/FIRST APPEAL NO. 1087 of 2025

                                With
                   R/FIRST APPEAL NO. 1135 of 2025

FOR APPROVAL AND SIGNATURE:

HONOURABLE MR. JUSTICE HASMUKH D. SUTHAR

============================================
      Approved for Reporting Yes    No

============================================
                METABEN MANSUKHBHAI NINAMA
                             Versus
            SHANUBHAI RUNALBHAI AMALIYAR & ORS.
============================================
Appearance:
MR SOHIL S DADI(12049) for the Appellant(s) No. 1
ANAND S TAILOR(9021) for the Defendant(s) No. 1
MASUMI V NANAVATY(9321) for the Defendant(s) No. 3
MR VIBHUTI NANAVATI(513) for the Defendant(s) No. 3
NOTICE SERVED for the Defendant(s) No. 2
============================================

 CORAM:HONOURABLE MR. JUSTICE HASMUKH D. SUTHAR

                          Date : 27/01/2026

                      COMMON ORAL JUDGMENT

             Since both these appeals are arising out of the same

     accident and the grounds and issue involved in both the appeals

     are common, they have been heard together and are being

     decided by this common judgment. The First Appeal No.1087 of

     2025 arises out of MAC Petition No.256 of 2019 and the First

     Appeal No.1135 of 2025 arises out of MAC Petition No.255 of

     2019.



                               Page 1 of 12
     C/FA/1087/2025                                   JUDGMENT DATED: 27/01/2026




1)     Feeling aggrieved and dissatisfied with the common judgment

        and award dated 09.01.2025 passed by learned Motor Accident

        Claims Tribunal (Aux.), Dahod (which shall hereinafter be

        referred to as "the Tribunal" for short), in Motor Accident Claim

        Petition Nos.255 of 2019 and 256 of 2019, the appellants –

        original claimants preferred present appeals under Section 173

        of the Motor Vehicles Act, 1988 (which shall hereinafter be

        referred to as "the Act" for short).

2)     Heard learned Advocate Mr. M. M. Hakim, on behalf of Mr. S. S.

        Dadi for the appellants – original Claimants and learned

        Advocate Mr. Vibhuti Nanavati, for the respondent no.3 –

        Insurance     Company.    Perused       the    original     record         and

        proceedings.

3)     It is the case of the appellants that on 01.04.2019, the claimants

        were standing on Chakaliya Chokdi, Godi Road and waiting for

        any vehicle to reach to their home, however at about 13:00

        hours, one Tempo bearing Reg. No.GJ-20-V-9564, came in full

        speed and dashed with the claimants, as a result of which the

        claimants sustained serious accidental injuries on vital parts of

        the body. Therefore, FIR being I-CR No.29/2019, came to be

        registered with Dahod Town Police Station. Therefore, the

        appellants have filed MAC Petitions seeking compensation,

        wherein, the learned Tribunal after appreciating the evidence




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     C/FA/1087/2025                              JUDGMENT DATED: 27/01/2026




        produced on record was pleased to partly allowed both the claim

        petitions.

4)     Learned Advocate Mr. M. M. Hakim on behalf of learned

        Advocate Mr. S. S. Dadi for the appellants has submitted that

        the learned Tribunal has committed in appreciating the evidence

        on record and also erred in assessing disability of the claimant –

        Mansukhbhai Kehjibhai Ninama (MAC Petition No.255 of 2019)

        as he suffered amputated of left leg which resulted into 80%

        disability body as a whole and the learned Tribunal ought to

        have considered 100% functional disability body as a whole. He

        has further submitted that the learned Tribunal erred in

        awarding meagre amount towards pain, shock and suffering and

        loss of amenities and not awarding any amount towards artificial

        limb. Similarly, the learned Tribunal has also committed error by

        awarding inadequate compensation to the claimant – Metaben

        Mansukhbhai Ninama (MAC Petition No.256 of 2019) and erred

        in awarding meagre amount towards pain, shock and suffering

        and special diet, attendant charges and transportation charges.

        Hence, he has requested to allow the present appeals.


5)     Learned Advocate Mr. Vibhuti Nanavati for the respondent –

        Insurance Company has opposed the present appeals and

        submitted that the learned Tribunal has not committed any error

        and in absence of any evidence or material the Tribunal has



                                 Page 3 of 12
     C/FA/1087/2025                                       JUDGMENT DATED: 27/01/2026




        properly awarded compensation. Hence, he has requested to

        dismiss the present appeals.

                             FIRST APPEAL NO.1135 of 2025

                        (MAC PETITION NO.255 of 2019)

6)     Perusing the record the record it appears that in order to prove

        the claim the claimant has filed affidavit in lieu of examination –

        in – chief at Exhibit 17, wherein, all the facts of the accident

        have been narrated and supported the claim petition. The

        claimant      has   further    produced        complaint    at    Exhibit      37,

        panchnama at Exhibit 38, MLC at Exhibit 39, Medical Bills at

        Exhibits 34, 52 and 53 and Disability Certificate at Exhibit 54.

        The     involvement    of     the   vehicle,    coverage     of   policy       and

        negligence are not disputed hence the opponent no.1 - driver of

        the offending vehicle held sole negligent in causing the accident

        and no further discussion is required. A perusal of Disability

        Certificate at Exhibit 54, reveals that the claimant sustained

        multiple accidental injuries and suffered amputated stump left

        side above knee with around 15-20 cm stump size. The claimant

        was doing agriculture masonry work and the learned Tribunal

        has considered 50% disability on the ground that the Doctor has

        opined and admitted that 50% disability body as a whole can be

        taken into consideration. The learned Tribunal has considered

        50% disablement but this Court is of the view that considering




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     C/FA/1087/2025                                 JUDGMENT DATED: 27/01/2026




        the nature of injuries as amputation of stump above knee and

        below hip with stump size of 15-20 cm and also considering that

        the claimant is engaged in masonry work 85% functional

        disablement   is   required   to   be    considered   to    award        just

        compensation to the claimant. The learned Tribunal has reduced

        the disability to 50% merely on the opinion of the Doctor which

        is physical disablement which never be considered as functional

        disablement. Hence, this Court is of the considered opinion that

        to award just compensation 85% functional disability of the

        claimant is considered.


7)     Now coming to the income part, as per the law laid down by the

        Hon’ble Supreme Court in the case of Govind Yadav Vs.

        National Insurance Co. Ltd., reported in 2012(1) TAC 1

        (SC), that if no proof of income is produced on the record then

        Tribunal has to consider prevalent minimum wages. In absence

        of evidence of monthly income of the claimant. In the present

        case the accident occurred on 01.04.2019 and during that time

        the appellant – injured was doing senting work (masonry work),

        whereas, the Tribunal has assessed the income of the applicant

        as Rs.8,000/- per month which is required to be enhanced as

        per the rate of minimum wages of the prevalent time and hence,

        the income of the injured is reassessed as Rs.8,500/- per

        month. Further, the learned Tribunal has considered the age of



                                  Page 5 of 12
     C/FA/1087/2025                                        JUDGMENT DATED: 27/01/2026




        the claimant at the time of accident was 50 years and 02

        months and on the basis of the same considered multiplier of 11

        as per the judgment of the Apex Court in the case of Sarla

        Verma (Smt) & Ors. Vs. Delhi Transport Corporation &

        Anr. [2009 (6) SCC 121] which are just and proper. However,

        the Tribunal has considered 25% addition towards future

        prospectus but considering the age of the applicant 10%

        addition towards future prospectus is required to be considered.

        Further,      the   Tribunal    has      awarded   Rs.4,27,780/-        towards

        Medical       Expense    and      Rs.45,000/-      towards      special     diet,

        attendance charges and transportation charges which are just

        and proper.


8)     Therefore,       recalculating      the    income     of   the    claimant       as

        Rs.8,500/- and future prospect of 10% = Rs.850/- which comes

        to Rs.9,350/-. Now total income under the head of loss of future

        income is required to be considered as Rs.9,350/- x 12 x 11 x

        85%/ 100 = Rs.10,49,070/-. Therefore, the appellant is entitled

        to get additional amount of Rs.3,89,070/- towards loss of

        future income. Similarly, considering the nature of injuries,

        period of treatment and recovery, age and disablement of the

        claimant, this Court is of the view that the learned Tribunal has

        committed error while considering pain, shock and suffering only

        Rs.50,000/- which is required to be enhanced to Rs.1,50,000/-



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     C/FA/1087/2025                                      JUDGMENT DATED: 27/01/2026




        i.e. additional amount of Rs.1,00,000/- towards Pain, shock

        and suffering. The Tribunal has also committed error in not

        awarded any compensation towards loss of amenities, however,

        considering the disablement Rs.1,50,000/- is awarded towards

        loss of amenities. Further, as this Court has reassessed the

        income of the claimant amount of Rs.48,000/- towards actual

        loss of income is enhanced to Rs.51,000/- i.e. additional amount

        of Rs.3,000/-. Moreover, considering the disability of the

        claimant this Court is of the opinion that Rs.1,00,000/- is

        awarded towards artificial limb.


9)     As     discussed       above,     the     appellant     is     entitled   to   get

        compensation computed as under:

                      Heads            Awarded by       Reassessed by this Court
                                        Tribunal
          Loss of future income    Rs.6,60,000/-                Rs.10,49,070/-
                                                             including additional
                                                        amount of Rs.3,89,070/-


             Pain, shock and           Rs.50,000/-              Rs.1,50,000/-
                 sufferings                                  including additional
                                                        amount of Rs.1,00,000/-


            Medical Expenses       Rs.4,27,780/-                    Rs.4,27,780/-
              Special diet,         Rs.45,000/-                      Rs.45,000/-
              attendant and
              transportation
          Actual loss of income        Rs.48,000/-                  Rs.51,000/-
                                                             including additional
                                                             amount of Rs.3,000/-




                                        Page 7 of 12
      C/FA/1087/2025                                              JUDGMENT DATED: 27/01/2026




                Artificial Limb                NIL                     Rs.1,00,000/-
                                                                     including additional
                                                                 amount of Rs.1,00,000/-
               Loss of Amenities               NIL                   Rs.1,50,000/-
                                                                     including additional
                                                                 amount of Rs.1,50,000/-
             Total compensation          Rs.12,30,780/-                Rs.19,72,850/-
                                                                 including total additional
                                                                 amount of Rs.7,42,070/-



10)     In      view   of    above,       as   the        Tribunal     has   awarded       total

         compensation of Rs.12,30,780/-, however, as discussed above

         the     appellant        is   entitled      to    get    additional      amount       of

         Rs.7,42,070/-            with    proportionate          costs    and    interest      as

         awarded by the learned Tribunal.



                            FIRST APPEAL NO.1087 of 2025

                            (MAC PETITION NO.256 of 2019)

11)     To prove her claim, the claimant has tendered affidavit at Exhibit

         20, wherein, all the facts of the accident have been narrated and

         supported the claim petition. The claimant has further produced

         complaint at Exhibit 54, panchnama at Exhibit 55, MLC at Exhibit

         56, Medical Bills at Exhibits 36 and Disability Certificate at

         Exhibit 24. The involvement of the vehicle, coverage of policy

         and negligence are not disputed hence the opponent no.1 -

         driver of the offending vehicle held sole negligent in causing the

         accident and no further discussion is required.



                                           Page 8 of 12
      C/FA/1087/2025                                 JUDGMENT DATED: 27/01/2026




12)     Now coming to the income part, as per the law laid down by the

         Hon’ble Supreme Court in the case of Govind Yadav Vs.

         National Insurance Co. Ltd., reported in 2012(1) TAC 1

         (SC), that if no proof of income is produced on the record then

         Tribunal has to consider prevailing rate of minimum wages in

         absence of evidence of monthly income of the claimant. In the

         present case the accident occurred on 01.04.2019 and during

         that time the appellant – injured was doing senting work

         (masonry work), whereas, the Tribunal has assessed the income

         of the deceased as Rs.8,000/- per month which is required to be

         enhanced as per the rates of minimum wages of the year 2019

         and hence, the income of the injured is reassessed as

         Rs.8,500/- per month. Further, the learned Tribunal has

         considered the age of the claimant at the time of accident was

         49 years and 03 months and on the basis of the same 25%

         addition towards future prospectus and multiplier of 13 were

         considered as per the judgment of the Apex Court in the case of

         Sarla Verma (Smt) & Ors. Vs. Delhi Transport Corporation

         & Anr. [2009 (6) SCC 121] which are just and proper.

         Further, the Tribunal has considered disability of the injured as

         11% which is admitted and hence no interference is required.

         Further, the learned Tribunal has awarded Rs.15,000/- towards

         pain,     shock   and   suffering,    Rs.38,900/-   towards      Medical




                                    Page 9 of 12
      C/FA/1087/2025                                        JUDGMENT DATED: 27/01/2026




         Expenses and Rs.30,000/- towards special diet, attendant and

         transportation and considering the nature of injuries, age and

         disability of the claimant the said amounts are just and proper.

         However, as discussed above, the actual loss of income is

         required to be reassessed as Rs.8,500/- for two months which

         comes to Rs.17,000/-. Therefore, the appellant is entitled for

         additional amount of Rs.1,000/- towards actual loss of income

         as the income of the appellant is reassessed.


13)     Therefore,        recalculating    the     income     of    the   claimant       as

         Rs.8,500/- and future prospect of 25% = Rs.2,125/- which

         comes to Rs.10,625/-. Now total income under the head of loss

         of future income is required to be considered as Rs.10,625/- x

         12 x 13 x 11%/ 100 = Rs.1,82,325/-. Therefore, the appellant is

         entitled to get additional amount of Rs.10,725/- towards loss

         of future income.


14)     As     discussed       above,     the    appellant     is    entitled     to     get

         compensation computed as under:

                       Heads            Awarded by      Reassessed by this Court
                                         Tribunal
           Loss of future income     Rs.1,71,600/-              Rs.1,82,325/-
                                                             including additional
                                                            amount of Rs.10,725/-

              Pain, shock and           Rs.15,000/-                 Rs.15,000/-
                 sufferings
             Medical Expenses           Rs.38,900/-                 Rs.38,900/-




                                        Page 10 of 12
      C/FA/1087/2025                                           JUDGMENT DATED: 27/01/2026




                Special diet,           Rs.30,000/-                   Rs.30,000/-
               attendant and
               transportation
                 Actual loss            Rs.16,000/-                 Rs.17,000/-
                                                                including additional
                                                               amount of Rs.1,000/-

             Total compensation        Rs.2,71,500/-                Rs.2,83,225/-
                                                              including total additional
                                                               amount of Rs.11,725/-



15)     In     view    of    above,    as    the     Tribunal      has    awarded       total

         compensation of Rs.2,71,500/-, however, as discussed above

         the     appellant      is   entitled   to      get    additional      amount       of

         Rs.11,725/- with proportionate costs and interest as awarded

         by the learned Tribunal.

16)     Hence, present appeals are partly allowed. The common

         judgment and award dated 09.01.2025 passed by learned Motor

         Accident Claims Tribunal (Aux.), Dahod, in MAC Petition Nos.255

         of 2019 and 256 of 2019 stand modified to the aforesaid extent.

         Rest of the judgment and award remains unaltered. The

         respondent No.3 – Insurance Company shall deposit said

         additional amount of Rs.7,42,070/- in MAC Petition No.255

         of 2019 and Rs.11,725/- in MAC Petition No.256 of 2019

         along with interest as awarded by the Tribunal, before the

         Tribunal within a period of four weeks from the date of receipt

         of this order. Record and proceedings be remitted back to the

         concerned Tribunal forthwith.




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      C/FA/1087/2025                                                             JUDGMENT DATED: 27/01/2026




17)       The learned Tribunal is directed to recover or deduct the deficit

          court fees on enhanced amount and thereafter disburse the

          amount accordingly.

18)       Award to be drawn accordingly.



                                                                          (HASMUKH D. SUTHAR,J)


ANKIT JANSARI
Original copy of this order has been signed by the Hon'ble Judge.
Digitally signed by: ANKIT YOGESHBHAI JANSARI(HCW0109), ENGLISH STENOGRAPHER GRADE I, at High Court of Gujarat on 28/01/2026 15:42:06




                                                     Page 12 of 12


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